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Privacy Policy

PremiumComparison.com
Privacy Policy
Internet consumer privacy is of paramount importance to PremiumComparisons.com and our advertisers. The following statement outlines our policies and principles regarding online privacy. We are committed to protecting the privacy of consumers and to do our part to maintain the integrity and security of the Internet.
Because of the changing nature of consumer needs and our business itself, we reserve the right to modify this policy statement at any time without notice. As such, and since we want to always make certain that our Privacy Policy is clearly understood, we recommend that you review this Privacy Statement periodically to note any changes that may have occurred. If you have any comments about our Privacy Policy, please Contact Us.

Personally Identifiable Information
When an Internet consumer clicks on an advertisement on a PremiumComparisons.com webpage, we does not store any personally identifiable information regarding the consumer who clicked on the ad (e.g. name, address, social security number, e-mail address). We may collect and store personally identifiable information in the following circumstances.  1) When a user completes a form on a PremiumComparisons web page.  This information is used for the specific purpose designated on or around the form, for example, sending a consumer's inquiry to mortgage or insurance providers so that they can provide a rate quote.  We may also retain a copy of this data, which is primarily used to verify the proper functioning of our data systems.  2) We collect and store Personally Identifiable Information through the " Contact Us" feature on the website. This information is used to respond to the consumer's inquiry posted through this forum. If a consumer poses a question that is specific to one of our advertisers or other partners, we may forward their question and contact information over to said advertiser or partner for the specific purposes of answering the consumer question or complaint.  3) We also collect Personally Identifiable Information through the e-mail opt-out page if available.  The email addresses collected on this page are shared with marketing partners for the specific purpose of excluding or suppressing these e-mail addresses from future e-email marketing campaigns.  We only work with e-mail marketing partners who we believe will honor these opt-outs and store these addresses privately and securely, though we do not offer any guarantee about how these vendors will store and use the data.  If you think that a partner or vendor of PremiumComparisons is misusing your Personally Identifiable Information, please report this to us immediately.

Non-Personally Identifiable Information
When an Internet consumer clicks on one of our placed advertisements, PREMIUMCOMPARISONS.COM may collect what the industry terms as "ad delivery and reporting data" (Type of Browser, Operating System, IP address, domain type, page(s) visited, date and time of when an Internet consumer has responded to an advertisement). This type of information is defined by the Network Advertising Initiative (see Network Advertising Initiative section below) as Non-Personally Identifiable Information (Non-PII) "ad delivery and reporting data". This means that none of the data can be linked to any individual Internet consumer, and therefore it cannot be used for profiling purposes.
We retain all ad delivery and reporting data indefinitely, for accounting and auditing purposes.
In addition we do not collect any specific non-personally identifiable information (e.g. age, gender, interests, and income-range) that could potentially be linked with other data to identify individual Internet consumers for the purpose of profiling.

Cookies
When an Internet consumer views an PremiumComparisons served advertisement for the first time, a cookie may be placed within their computer. A cookie is a unique tag that is issued to the Internet customer and is used to identify individual computers. The purpose of the cookie is to allow the ad placement company to deliver advertisements that have a greater degree of relevance to the consumer, even though that consumer is, in essence, anonymous to the ad placement company. Consumers who wish to remove this cookie and disable their web browser from receiving further cookies can do so by following the instructions provided by their browser's manufacturer.

Ad management and Reporting Data - Use of Cookies
When a consumer clicks on an ad placed by PremiumComparisons, they are assigned a unique number, known as a cookie, which is recorded and stored on their computer in their web browser's cookie file. Cookies do not harm Internet consumer's computers.
Cookies help us to reach several of our key goals, such as providing Internet users with a more fulfilling, results oriented experience on the web, and increasing the amount of relevant material viewed by Internet consumers.
We also may share information about usage of our web site with third parties for the purpose of measuring our advertising effectiveness and targeting our Internet advertisements. To do this, we may use web beacons (also known as action tags or single pixel gifs) and cookies provided by our third party ad servers on this site. The information we collect and share through this technology is not personally identifiable.

Security Precautions
PremiumComparisons makes commercially reasonable efforts to maintain the security of its network and the data we collect. Any data that is stored on our server is treated as proprietary and confidential.

PremiumComparisons.com Website Privacy Policy Statements
PremiumComparisons.com requests that website advertisers that are users of our services consent to and comply with the standards of online privacy.
If you have particular concerns about any website advertising with PREMIUMCOMPARISONS.COM with respect to privacy issues, please Contact Us.

Children's Privacy
As of April 21, 2000 the children's Online Privacy Protection Act became effective. The regulations apply to the online collection of personal information from children under the age of 13. We are very sensitive to the issue of children's privacy and make every effort to protect the privacy of children using the Internet. Our web site, products, and services are not developed for or directed at children. Our policy is not to permit anyone under the age of 13 to do business with us. If you believe your child has provided us with any personally identifiable data at our web site, please Contact Us to have this information removed from our records.

Contacting Us
For more information or if you have questions or concerns regarding our Privacy Statement, please don’t hesitate to Contact Us.

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