When you decide on an individual health insurance plan, multiple options and coverage can be selected that suit you and your monthly budget.

You can select a more traditional health plan with familiar highlights like office visit copays or 100% after deductible coverage. You can also select a plan with a Health Savings Account (HSA)– a qualified "HDHP" (High Deductible Health Plan) that allows you to inject funds into Health Savings Account. In many states, consumers are also able to purchase Short Term Medical plans which are designed to provide health insurance you can afford as you bide your time for waiting periods to expire on more permanent health insurance plans such as group health insurance.