Bay County Florida Homeowners Insurance

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Bay County, Florida Homeowners Insurance Rates
Bay County, Florida was created in 1913 and the county seat is Panama City. 2005 census estimates for the county's population were 161,558.

Other cities in the county include: Bayou George, Bear Creek, Callaway, Cedar Grove, Fountain, Hiland Park, Laguna Beach, Lynn Haven, Mexico Beach, Millville, Panama City Beach, Parker, Rosemary Beach, Sand Hills, Sandy Creek, Southport, Springfield, West Bay, West Panama City Beach, Youngstown

The characteristics for comparison are as follows:
5-year old, Florida concrete block home;
Current replacement value of $150,000;
$500 non-hurricane deductible;
2% hurricane deductible;
No claims;
No wind mitigation discounts

Company	County	Annual Premium
Security First Insurance Company 140 South Atlantic Avenue, Ste. 400 Ormond Beach, FL 32178	BAY	$987
American Traditions Insurance Company 1528 Lakeview Rd. Clearwater, FL 33756-3650	BAY	$1,152
Royal Palm Insurance Company 140 South Atlantic Avenue Ormond Beach, FL 32178	BAY	$1,182
Royal Palm Insurance Company 140 South Atlantic Avenue Ormond Beach, FL 32245	BAY	$1,182
Allstate Floridian Insurance Company 2775 Sanders Rd. Northbrook, IL 60064	BAY	$1,244
Olympus Insurance Company 6675 Westwood Blvd., Suite 360 Orlando, Florida 32823	BAY	$1,300
St. Johns Insurance Company, Inc. 6675 Westwood Blvd., Ste. 360 Orlando, FL 32823	BAY	$1,312
American Strategic Insurance Corp. 805 Executive Ctr Dr. West, Ste. 300 St. Petersburg, FL 33704	BAY	$1,340
ASI Assurance Corp. 805 Executive Ctr Dr. West, Ste. 300 St. Petersburg, FL 33704	BAY	$1,340
Tower Hill Select Insurance Company 7201 N.W. 11th Place Gainesville, FL 32607	BAY	$1,402
Florida Farm Bureau Casualty Ins Co 5700 S.W. 34th Street Gainesville, FL 32610	BAY	$1,441
Tower Hill Preferred Insurance Company 7201 N.W. 11th Place Gainesville, FL 32607	BAY	$1,525
Tower Hill Prime Insurance Company 7201 N.W. 11th Place Gainesville, FL 32607	BAY	$1,602
Homewise Preferred Insurance Company 18302 Highwoods Preserve Pkwy, Suite 110 Tampa, Florida 33649	BAY	$1,605
United Property & Casualty Ins Company, Inc. 700 Central Ave, Ste. 302 St. Petersburg, FL 33703	BAY	$1,779
Universal Insurance Co of North America 101 Arthur Andersen Parkway, Ste. 220 Sarasota, FL 34234	BAY	$1,784
Liberty Mutual Fire Insurance Company	BAY	$1,911
Universal Property & Casualty Insurance Company 1110 W Commercial Blvd. Fort Lauderdale, FL 33311	BAY	$2,214
Southern Fidelity Insurance Company 2255 Killearn Center Blvd., Ste. 101 Tallahassee, FL 32311	BAY	$2,241
First Floridian Auto & Home Ins Company 7840 Woodland Ctr Blvd. Tampa, FL 33616	BAY	$2,263
Citizens Property Insurance Corporation 101 N Monroe Street, Ste. 1000 Tallahassee, FL 32303	BAY	$2,428
Florida Peninsula Insurance Company 1300 Sawgrass Corp. Pkwy., Suite 300 Sunrise, Florida 33325	BAY	$2,428
Southern Oak Insurance Company 76 S. Laura Street, Suite 1702 Jacksonville, Florida 32204	BAY	$2,504
State Farm Florida Insurance Company 7401 Cypress Gardens Blvd. Winter Haven, FL 33890	BAY	$5,176