Living up to our namesake... we've compared some annual auto insurance premiums for you. The data has been compiled using a couple of resources: Cities Ranked and Rated, 2nd Edition and the National Association of Insurance Commissioners. Eventually... we'll go a bit further than these resources to help you. This is a compilation of the metropolitan areas with the highest car insurance premiums and the metropolitan area with the lowest premiums. You can obtain more precise annual auto insurance comparisons by entering your state of residence and clicking on "Quote" above. Hope this helps...
Car Insurance Premium Comparisons as compiled by the NAIC. Data is based on auto insurance rates for an average automobile for someone with a clean driving record.
Data sorted by Annual Premium- least to most expensive.
| State | Metropolitan Area | Annual Premium (In Dollars) |
| Iowa | Iowa City | 825.00 |
| Maine | Bangor | 840.00 |
| North Dakota | Bismarck | 845.00 |
| Tennessee | Jackson | 845.00 |
| Tennessee | Cleveland | 879.00 |
| North Dakota | Fargo | 880.00 |
| Idaho | Idaho Falls | 881.00 |
| Iowa | Ames | 885.00 |
| Iowa | Dubuque | 885.00 |
| North Dakota | Grand Forks | 894.00 |
| Iowa | Waterloo-Cedar Falls | 897.00 |
| Wisconsin | Oshkosh-Neenah | 901.00 |
| South Dakota | Rapid City | 901.00 |
| Tennessee | Johnson City | 903.00 |
| Idaho | Pocatello | 906.00 |
| Wisconsin | La Crosse | 910.00 |
| Wisconsin | Janesville | 911.00 |
| Tennessee | Morristown | 911.00 |
| Tennessee | Clarksville | 912.00 |
| Tennessee/Virginia | Kingsport-Briston, TN-Bristol, VA | 912.00 |
| Wisconsin | Wausau | 917.00 |
| Maine | Lewiston-Auburn | 921.00 |
| Iowa | Cedar Rapids | 925.00 |
| Wisconsin | Eau Claire | 925.00 |
| Utah | St. George | 925.00 |
| Virginia | Danville | 926.00 |
| Iowa | Sioux City | 929.00 |
| Wisconsin | Fond du Lac | 930.00 |
| Virginia | Roanoke | 934.00 |
| Maine | Portland-South Portland-Biddeford | 937.00 |
| Colorado | Denver-Aurora | 1,340.00 |
| Connecticut | Bridgeport-Stamford-Norwalk | 1,343.00 |
| Connecticut | New Haven-Milford | 1,357.00 |
| California | Stockton | 1,358.00 |
| California | Stockton | 1,358.00 |
| Georgia | Atlanta-Sandy Springs-Marietta | 1,361.00 |
| New Jersey | Bergen-Pasaic | 1,358.00 |