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Average Auto Insurance Premium Comparisons in 60 Metropolitan Areas in the United States

Living up to our namesake... we've compared some annual auto insurance premiums for you. The data has been compiled using a couple of resources: Cities Ranked and Rated, 2nd Edition and the National Association of Insurance Commissioners. Eventually... we'll go a bit further than these resources to help you. This is a compilation of the metropolitan areas with the highest car insurance premiums and the metropolitan area with the lowest premiums. You can obtain more precise annual auto insurance comparisons by entering your state of residence and clicking on "Quote" above. Hope this helps...

Car Insurance Premium Comparisons as compiled by the NAIC. Data is based on auto insurance rates for an average automobile for someone with a clean driving record.

Data sorted by Annual Premium- least to most expensive.

StateMetropolitan AreaAnnual Premium (In Dollars)
IowaIowa City825.00
MaineBangor840.00
North DakotaBismarck845.00
TennesseeJackson845.00
TennesseeCleveland879.00
North DakotaFargo880.00
IdahoIdaho Falls881.00
IowaAmes885.00
IowaDubuque885.00
North DakotaGrand Forks894.00
IowaWaterloo-Cedar Falls897.00
WisconsinOshkosh-Neenah901.00
South DakotaRapid City901.00
TennesseeJohnson City903.00
IdahoPocatello906.00
WisconsinLa Crosse 910.00
WisconsinJanesville911.00
TennesseeMorristown911.00
TennesseeClarksville912.00
Tennessee/VirginiaKingsport-Briston, TN-Bristol, VA912.00
WisconsinWausau 917.00
MaineLewiston-Auburn921.00
IowaCedar Rapids925.00
WisconsinEau Claire 925.00
UtahSt. George925.00
VirginiaDanville 926.00
IowaSioux City929.00
WisconsinFond du Lac930.00
VirginiaRoanoke934.00
MainePortland-South Portland-Biddeford937.00
ColoradoDenver-Aurora1,340.00
ConnecticutBridgeport-Stamford-Norwalk 1,343.00
ConnecticutNew Haven-Milford1,357.00
CaliforniaStockton1,358.00
CaliforniaStockton1,358.00
GeorgiaAtlanta-Sandy Springs-Marietta1,361.00
New JerseyBergen-Pasaic1,358.00